Red Bank Bankruptcy Lawyer
Eliminating Debt Through Bankruptcy
Are you looking for bankruptcy help in the Red Bank, NJ area? You have come to the right place. At Law Office of Richard J. Pepsny, P.A., we know just how difficult it can be to deal with overwhelming debt, creditor harassment and foreclosure. With a Red Bank bankruptcy attorney from our firm to offer you sound guidance and applicable information, you can make informed choices about your particular debt-related concerns. Because we tailor our services to suit each client's unique needs, you can rest assured that our team will put together a plan of action that helps you pursue your financial goals. As a debtor, you may need to address an immediate issue such as the foreclosure of your Red Bank home. You may be looking for a long-term solution to handle credit card debt or past due taxes. Whatever your concerns, an attorney at our law office may be able to help.
The following are some of the bankruptcy-related services we provide to clients throughout Red Bank and the surrounding areas in New Jersey:
If you are seriously considering filing for bankruptcy, it is time to determine which chapter is right for you. When you work with Law Office of Richard J. Pepsny, P.A., we will take the time to fully explain the differences between the different types of bankruptcy. Your Red Bank bankruptcy lawyer will also help you understand the specific advantages and disadvantages of filing, so you can make educated decisions about your case. Chapter 7 bankruptcy, or straight bankruptcy, involves a liquidation of assets to pay off debt. Chapter 13 bankruptcy involves a reorganization of debt and a payment plan to pay off a portion or all of your debt over 3 or 5 years. With Chapter 7, you may be able to eliminate your debt in as little as 4 months. With Chapter 13, you may be able to save your Red Bank home from foreclosure. Let an attorney at Law Office of Richard J. Pepsny, P.A. explain all of these issues to you in detail so you can do what's best for your financial future.
The process of filing for bankruptcy in Red Bank, New Jersey can be difficult. Without a complete understanding of bankruptcy law, a debtor may make a mistake that results in a denied bankruptcy petition. Misrepresenting financial information, understating assets or transferring property are all examples of acts that may result in a denied petition and even criminal charges for bankruptcy fraud. With a Red Bank bankruptcy lawyer to guide you through, you can avoid these mistakes. You can also experience much-needed peace of mind in knowing that your legal rights and financial interests will be protected to the fullest extent. Take this opportunity to discuss your particular concerns or questions with a professional at our Red Bank law offices. You can reach us at (888) 732-2137 if you are a new client or at (732) 842-8505 if you are already working with our firm.
Contact a Red Bank bankruptcy attorney at Law Office of Richard J. Pepsny, P.A. for a confidential review of your case. We look forward to hearing from you!