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New Jersey Bankruptcy Exemptions

When you are already dealing with overwhelming debt, foreclosure or other serious financial situations, the last thing you should have to worry about is losing all your property if you file for bankruptcy. By providing you with accurate information regarding New Jersey bankruptcy exemptions and your property, a Red Bank bankruptcy attorney at Law Office of Richard J. Pepsny, P.A. can not only put your mind at ease but can help you get the guidance you need to make the right choice about filing in the first place. Because state and federal bankruptcy exemptions protect specific property and assets, most debtors in Red Bank, NJ end up keeping most or all of their property. You can find out more information that applies to your particular situation by contacting an attorney at our law offices.

A relatively common misconception about bankruptcy is that the debtor who files will lose all of his or her property. This is simply untrue. As a Red Bank bankruptcy lawyer from Law Office of Richard J. Pepsny, P.A. can explain to you in more detail, specific property and assets will be protected from liquidation in a Chapter 7 bankruptcy filing. Under Chapter 13, all of a debtor's property will be protected. For example, a Red Bank debtor's furniture, home appliances, clothing and family heirlooms may be protected. A certain amount of equity in a debtor's home may also be protected. Property that is not subject to liquidation is called exempt property. Property that may be liquidated to pay creditors is called non-exempt property. When you call a professional at Law Office of Richard J. Pepsny, P.A. to find out what property may be exempt or non-exempt in your bankruptcy filing, you will get accurate information that will help you make the right choice about your case. We represent clients in Red Bank and throughout Eatontown, Fair Haven and Lincroft and are ready to see how we can help you.

Contact a Red Bank bankruptcy attorney today!

Finding the right Red Bank bankruptcy lawyer is important. You may be interested in working with an attorney who is particularly experienced and knowledgeable and who has a track record of success in handling cases such as yours. You may wish to involve a law firm that will provide you with the one-on-one attention that you deserve. By contacting Law Office of Richard J. Pepsny, P.A. to discuss your case, you can learn more about our services and qualifications and how we can help you. You are welcome to call us at (888) 732-2137 if you have not worked with us in the past and would like a confidential review of your case. If you are an existing client, please call (732) 842-8505. Regardless of your particular needs, we are confident in our ability to help you.

Interested in learning more about New Jersey bankruptcy exemptions? Contact Law Office of Richard J. Pepsny, P.A. to talk to a Red Bank bankruptcy lawyer about your concerns.

Office Address:
240 Maple Avenue
Red Bank, NJ 07701

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