Bankruptcy and Debt Relief Attorney in Red Bank
Used wisely, credit cards can help a debtor build credit. They are great for emergency expenses and may prove invaluable in making large purchases. Unfortunately, some credit cards have extremely high interest rates and too much credit card debt can lead to a financial disaster. At Law Office of Richard J. Pepsny, P.A., we are committed to helping our clients throughout Red Bank and the surrounding areas in New Jersey deal with their credit card debt. A Red Bank bankruptcy lawyer at our firm can talk to you about the options you have, including bankruptcy. By taking care to fully analyze your financial situation and talk to you about your goals, we can help you determine what course of action will be best for you. Interested in learning more? Give us a call at (888) 732-2137 if you are new to our firm or call your attorney at (732) 842-8505 if you are already a client.
Get Rid of Your Credit Card Debt
According to a Consumer Reports survey from 2009, approximately two-thirds of Americans own at least one credit card. 33% of cardholders carry balances of up to $10,000. 13% carry balances over $10,000. If you are one of many debtors in the Red Bank area who are dealing with credit card debt, Law Office of Richard J. Pepsny, P.A. may be able to help. If you have fallen behind on your payments or are looking for a way to eliminate your credit card debt because you are having trouble making ends meet, a Red Bank debt relief attorney at our firm can talk to you about your particular options. Filing for bankruptcy, for example, will place an automatic stay (temporary hold) on all debt collection efforts against you. You may be able to eliminate all of your credit card debt through bankruptcy. This is a big decision to make, however, so we recommend that you only take action once you have all the information about bankruptcy in New Jersey.
Ready to get rid of your credit card debt once and for all? Talk to a debt relief professional at Law Office of Richard J. Pepsny, P.A. in Red Bank, NJ and find out more about the options available to you. We know what it takes to help borrowers just like you and are ready to put our legal knowledge to work for you. Our team handles credit card debt related matters for clients in Red Bank and throughout Eatontown, Fair Haven and Lincroft, New Jersey. Whether it is Chapter 7 bankruptcy, Chapter 13 bankruptcy or another route, you can count on our professionalism and commitment to personal service through every step of your case.
Find out how to address your credit card debt. Contact Law Office of Richard J. Pepsny, P.A. to talk to a Red Bank bankruptcy attorney about your different options.